Direct bank payments are a more cost-effective alternative to credit cards in the EU thanks to the Revised Payment Services Directive (PSD2).
Payment provider | Country | Notes |
---|---|---|
Adyen | ๐ณ๐ฑ Nederland | Wide range of payment options online and in-person. Subscription management. Business financing. Card issuing. Payouts. Closest equivalent to Stripe. |
Klarna | ๐ธ๐ช Sverige | Bank and credit card payments, 30-day invoice payments, and 6โ24 month financing. Subscription management. Business financing. |
Mollie | ๐ณ๐ฑ Nederland | Credit cards online and in-person. Subscription management. Business financing. Payouts. |
Tink | ๐ธ๐ช Sverige | Bank payments. Variable recurring payments and subscriptions. Bank data API. Acquired by Visa, but still EU-operated. |
Trustly | ๐ธ๐ช Sverige | Bank payments |
Zaver | ๐ธ๐ช Sverige | Bank payments, Swish, pay now, buy now pay later, and pay over time |
Zimpler | ๐ธ๐ช Sverige | Bank payments |
Payment provider | Incorporation | EU entity | Notes |
---|---|---|---|
GoCardless | ๐ฌ๐ง United Kingdom | ๐ซ๐ท France | Bank payments. EU market served by GoCardless SAS authorised by ACPR (French supervisory and control authority). It is a subsidiary of GoCardless Ltd, a UK-based company. |
Service | Incorporation | EU service | Notes |
---|---|---|---|
Lago | ๐ฌ๐ง United States | ๐ฎ๐ช รire | Managed hosting of Lago open source software with paid-only features available in EU-based data centers |
Provider | Country | Notes |
---|---|---|
Nordiska | ๐ธ๐ช Sverige | API-based lending for facilitating Nordiska-backed services private loans, corporate loans, credit cards, buy now pay later, factoring, leasing, securities financing, savings accounts |
Provider | Country | Notes |
---|---|---|
Quickbit | ๐ธ๐ช Sverige | Crytocurrency payments settled in euro in 3 days |